Moving to Monaco

Relocating to Monaco is less about any single step and more about sequencing. Residency, housing, schools, healthcare and banking are interdependent, and doing them in the right order saves months.

1. Clarify your residency route and gather documentation
2. Secure suitable housing, which underpins the residency application
3. Open banking relationships in parallel
4. Settle schools and healthcare for the family
5. Complete registration and the practical set-up

Monaco residency generally requires suitable accommodation, evidence of means and a clean record, alongside a formal application process. The details differ by nationality and situation, so specialist guidance is worthwhile.

Because housing is a prerequisite, property and residency are usually pursued together rather than in strict sequence.

Supply is limited, so define your non-negotiables early — area, size, view and budget — and be ready to move on the right option. Buyer-side advisers can help access stock that never reaches the open market.

• Decide between buying and renting for your first phase
• Prioritise the two or three factors that shape daily life
• Understand service charges and building era

For families, schooling often drives timing. Prioritise curriculum continuity, the realistic commute and whether children will settle over league-table rankings.

Establish healthcare coverage and banking relationships early; both take time and both support the wider relocation. Banking relationships in particular reward being started in parallel with everything else.

Use the related guides below to go deeper on residency, property, schools and healthcare, and the neighbourhood pages to narrow down where to live.